Family Protection

The old adage says that you can’t take it with you, so the next best thing is to leave it to your loved ones. Unfortunately, this isn't always the case. The bequests you leave your loved ones can end up in the hands of strangers if they divorce, remarry or find themselves in financial difficulties.

Read more...

Online Wills

When it comes to making a will face to face communication is always better. You can discuss important issues that may be missed by a simple written questionnaire. It’s primarily for this reason that we do not offer an Online Will service - we offer a professional, face-to-face, bespoke service tailored to you.

Read more...

Home Protection

Statistics show that 1in 3 women and 1 in 4 men over the age of 65 will eventually have to live in a Care Home. Current legislation states that if your savings and the value of your home are over £23,250 then you could be expected to pay for your own Care Home costs, even if it means selling your home to do it.

Read more...

Funeral Plans

I am totally independent, which means that as there are numerous funeral plan companies on the market, I can recommend the best plan for you, rather than being tied to offer you just one company. I can do the research and from the details you give me, I can inform you of which company can offer you the best price.

Read more...

Power of Attorney

Unfortunately there are instances where someone cannot make decisions due to mental incapacity. The NHS estimate that over 2,000,000 people lack the mental capacity to make decisions for themselves due to dementia, mental health difficulties, brain injuries or other illnesses that may occur even in the prime of life.

Read more...

Probate

When somebody dies, there are a number of legal and financial duties to complete. Administering the estate can be expensive and take up time. A Solicitor can be employed to deal with Probate for you if you are named as an Executor in a Will or if there is no Will and you are the next of kin.

Read more...

For reliable and independent will writing services

contact Karen now on 0151 305 2305

Latest News…

Funerals – How Much and Who Pays?

Recent figures show the average cost of a funeral is £3,675.  Sometimes the person who dies has already paid for their funeral or they have left money to pay for it.  If so the executors of the estate will take care of paying the funeral bill, otherwise, usually a relative or friend pays for the funeral.  But they can get the funeral costs back from the estate eventually if there is enough in it.

The local council or hospital can arrange a Public Health Funeral IF:  There isn’t enough money in the estate or there are no relatives or friends available to arrange the funeral.  If you are getting certain benefits, you can also apply for a Funeral Payment from the government to help you pay for the funeral, this is a loan and has to be repaid from the persons estate, such as savings or house sale.  It may not have to be repaid if the persons estate only consists of personal belongings.